Showing posts with label wealth. Show all posts

Mortgage (Ahadith 1777 - 1778)

Bismillah.
Volume 3, Book 34, Number 282:
Narrated 'Aisha (radiallaahu `anhaa):
The Prophet (sallallaahu `alayhi wasallam) purchased food grains from a Jew on credit and mortgaged his iron armor to him.

Volume 3, Book 34, Number 283:
Narrated Qatada:
Anas (radiallaahu `anhu) went to the Prophet (sallallaahu `alayhi wasallam) with barley bread having some dissolved fat on it. The Prophet (sallallaahu `alayhi wasallam) had mortgaged his armor to a Jew in Medina and took from him some barley for his family. Anas (radiallaahu `anhu) heard him saying, "The household of Muhammad (sallallaahu `alayhi wasallam) did not possess even a single Sa' of wheat or food grains for the evening meal, although he has nine wives to look after."
Mortgage: convey (a property) to a creditor as security on a loan.
It is neither the taking out of a loan nor a mortgage which by itself is unlawful or prohibited in Islam; what is unconditionally and specifically prohibited and absolutely unlawful in the Sight of Allah is the ‘interest’ element in the loan or the mortgage.
Thus if one takes out an interest-free mortgage on their house or property, such a transaction would be absolutely lawful in the Sight of Shariah Law.
This is the general and overall ruling. Further details will come in the future inshaAllah.

Charity of a Woman (Ahadith 1774 - 1775)

Bismillah.
Hadith no. 1773 (below) is a repeat. Read it here.
Volume 3, Book 34, Number 278:
Narrated Jabir (radiallaahu `anhu):
A caravan arrived (at Medina) while we were offering the Jumua prayer with the Prophet (sallallaahu `alayhi wasallam). The people left out for the caravan, with the exception of twelve persons. Then this Verse was revealed: 'But when they see some bargain or some amusement, they disperse headlong to it and leave you standing." (62.11)

Charity of a Woman: Does she need her husband's permission?

Volume 3, Book 34, Number 279:
Narrated 'Aisha (radiallaahu `anhaa):
The Prophet (sallallaahu `alayhi wasallam) said, "If a woman gives in charity from her house meals without wasting (i.e. being extravagant), she will get the reward for her giving, and her husband will also get the reward for his earning and the storekeeper will also get a similar reward. The acquisition of the reward of none of them will reduce the reward of the others."

Volume 3, Book 34, Number 280:
Narrated Abu Huraira (radiallaahu `anhu):
The Prophet (sallallaahu `alayhi wasallam) said, "If a woman gives something (i.e. in charity) from her husband's earnings without his permission, she will get half his reward."
There is nothing wrong with a woman giving charity from her husband’s wealth if he has given her permission to do so. This permission may be explicit (verbal), such as if he says to her: “You can give such and such of my wealth in charity, or whatever you wish.” 
Or this permission may be implicit, such as if people ordinarily agree to such things or it is known from her husband’s attitude that he will agree to that and will not object. 
In that case there is nothing wrong with her giving charity from her husband’s wealth, and she will have the reward for that charity as will her husband too. 
But if he does not allow her, or if she knows that he would not agree to that, then in that case it is not permissible for her to give anything from his wealth in charity. 
Shaykh Ibn ‘Uthaymeen (may Allaah have mercy on him) was asked: Is it permissible for a woman to give charity from her husband’s wealth on her own behalf or on behalf of one who is dead? He replied:
It is well known that the husband’s wealth belongs to the husband and it is not permissible for anyone to give charity from the wealth of anyone else except with his permission. If the husband has given her permission to give charity on her own behalf, or on behalf of whomever she wishes among her deceased loved ones, there is no sin on her, but if he has not given permission then it is not permissible for her to give anything in charity, because it is his wealth and it is not permissible to take the wealth of a Muslim without his consent. End quote.
Majmoo’ Fataawa Ibn ‘Uthaymeen (18/472)
Taken from IslamQA
Note: There's nothing wrong with a woman spending of her own wealth without her husband's permission. She can spend it where she thinks it proper and do charity from it, and there's no harm. Although it's better to consult him and ask him of his opinion to make him feel good and important, according to the scholars. But when it comes to dealing with her husband's wealth, she can spend of it whatever he allows her to. If he is stingy, she can take from it without his permission whatever is sufficient for her needs. And as for charity from her husband's wealth, she needs his permission.

Halaal and Haraam Earning (Hadith No. 1770)

Bismillah.
Volume 3, Book 34, Number 275:
Narrated Abu Huraira (radiallaahu `anhu):
The Prophet (sallallaahu `alayhi wasallam) said, "A time will come when one will not care how one gains one's money, legally or illegally."

How did the Companions earn their livelihood? [Examples of halaal earning]

  • Trade, as in the case of Abu Bakr al-Siddeeq, ‘Uthmaan ibn ‘Affaan and ‘Abd al-Rahmaan ibn ‘Awf (may Allaah be pleased with him).
  • Agriculture, whether they owned farmland or worked on the land; many of the Muhaajireen and Ansaar were involved in this.
  • Skilled crafts, such as smithery, carpentry and so on.
  • Jobs that were connected to the state, such as teaching, collecting zakaah, judging and so on.
  • Earnings acquired through jihad, such as war booty

Haraam Earning:

Some jobs are haraam in and of themselves, such as working in riba-based banks and places where alcohol is sold. Some may be haraam because of things in the work-place that are contrary to sharee’ah, such as mixing between men and women, or because it is stipulated that one should wear haraam clothing or do other things that are contrary to sharee’ah, such as shaving the beard. It is not permissible for the Muslim to do either type of job.
Jobs of the second type vary in the degree to which they are haraam. The one which incurs the greatest burden of sin is that which involves writing down or recording riba (usury), then that which involves selling or manufacturing haraam things, then that in which the workplace environment is haraam. The last category should not be taken lightly, because it has an impact on the religious commitment and conduct of the worker, especially the fitnah of women which was the first fitnah of the Children of Israel and is the most harmful fitnah for the Muslim man, as our Prophet Muhammad(peace and blessings of Allaah be upon him) told us. 
If mixing between men and women is something that happens in your country and you can hardly find any job that is free of that, and you think that your being in that job will be beneficial and that you will be able to put a stop to some of that evil and reduce some of it, and you will be able to advise the employees who are under your authority, enjoining them to do what is good and forbidding them to do what is evil as much as you can, and you can take precautions and measure which will help you avoid the fitnah of women – such as hastening to get married if you are not married, not looking at them or being alone with them – and if the work requires you to sit with some of the female employees you can leave the door of the office open and not sit close to them and so on... then we think that your being present in the workplace and achieving some of the interests of sharee’ah and reducing some evils, is better than keeping the workplace devoid of the righteous and leaving it to those who do not pay any attention to religion or to the rulings of sharee’ah, so that these evils become more widespread and it becomes more difficult to fight them. How many teachers and university professors have taught in mixed institutions and Allaah has benefited many through them, and warded off a great deal of evil.  We hope by Allaah’s grace that you will be one of them. 
However, if you think, after taking the job, that you cannot adhere to your religious commitment and that you are being pulled into haraam gradually, then you have no choice but to leave that job immediately. If a person gives up something for the sake of Allaah, Allaah will compensate him with something better than it, as the Messenger (peace and blessings of Allaah be upon him) said.

Trade & Mutual Consent (Ahadith 1759 - 1761)

Bismillah.

يَـأَيُّهَا الَّذِينَ ءَامَنُواْ لاَ تَأْكُلُواْ أَمْوَلَكُمْ بَيْنَكُمْ بِالْبَـطِلِ إِلاَّ أَن تَكُونَ تِجَـرَةً عَن تَرَاضٍ مِّنْكُمْ 

"O you who believe! Eat not up your property among yourselves unjustly except it be a trade amongst you, by mutual consent." [An-Nisaa: 29]

Volume 3, Book 34, Number 264:
Narrated Ibrahim bin Sad from his father from his grand-father:
Abdur Rahman bin Auf (radiallaahu `anhu) said, "When we came to Medina as emigrants, Allah's Apostle (sallallaahu `alayhi wasallam) established a bond of brotherhood between me and Sad bin Ar-Rabi' (radiallaahu `anhu). Sad bin Ar-Rabi' (radiallaahu `anhu) said (to me), 'I am the richest among the Ansar, so I will give you half of my wealth and you may look at my two wives and whichever of the two you may choose I will divorce her, and when she has completed the prescribed period (before marriage) you may marry her.' Abdur-Rahman (radiallaahu `anhu) replied, "I am not in need of all that. Is there any market-place where trade is practiced?' He replied, "The market of Qainuqa." Abdur-Rahman (radiallaahu `anhu) went to that market the following day and brought some dried butter-milk (yogurt) and butter, and then he continued going there regularly. Few days later, 'Abdur Rahman (radiallaahu `anhu) came having traces of yellow (scent) on his body. Allah's Apostle (sallallaahu `alayhi wasallam) asked him whether he had got married. He replied in the affirmative. The Prophet (sallallaahu `alayhi wasallam) said, 'Whom have you married?' He replied, 'A woman from the Ansar.' Then the Prophet (sallallaahu `alayhi wasallam) asked, 'How much did you pay her?' He replied, '(I gave her) a gold piece equal in weigh to a date stone (or a date stone of gold)! The Prophet (sallallaahu `alayhi wasallam) said, 'Give a Walima (wedding banquet) even if with one sheep .'"

Volume 3, Book 34, Number 265:
Narrated Anas (radiallaahu `anhu):
When Abdur-Rahman bin Auf (radiallaahu `anhu) came to Medina, the Prophet (sallallaahu `alayhi wasallam) established a bond of brotherhood between him and Sad bin Ar-Rabi al-Ansari (radiallaahu `anhu). Sad was a rich man, so he said to 'Abdur-Rahman (radiallaahu `anhu), "I will give you half of my property and will help you marry." 'Abdur-Rahman (radiallaahu `anhu) said (to him), "May Allah bless you in your family and property. Show me the market." So 'Abdur-Rahman (radiallaahu `anhu) did not return from the market) till he gained some dried buttermilk (yoghurt) and butter (through trading). He brought that to his house-hold. We stayed for some-time (or as long as Allah wished), and then Abdur-Rahman (radiallaahu `anhu) came, scented with yellowish perfume. The Prophet (sallallaahu `alayhi wasallam) said (to him) "What is this?" He replied, "I got married to an Ansari woman." The Prophet (sallallaahu `alayhi wasallam) asked, "What did you pay her?" He replied, "A gold stone or gold equal to the weight of a date stone." The Prophet (sallallaahu `alayhi wasallam) said (to him), "Give a wedding banquet even if with one sheep."
There's barakah (blessing) in trade. It wasn't unlawful for `Abdur Rahman ibn `Awf (radiallaahu `anhu) to accept Sa`d ibn Rabi` (radiallaahu `anhu)'s offer since they were bound by the Prophet (sallallaahu `alayhi wasallam) himself in the bond of brotherhood, but he wanted to work his way up instead of accepting help. So Allah put blessing in his efforts and soon after, he was able to marry an Ansari woman giving her a good mahr (dowry) and arrange a walima.
Volume 3, Book 34, Number 266:
Narrated Ibn 'Abbas (radiallaahu `anhu):
'Ukaz, Majanna and Dhul-Majaz were market-places in the Pre-lslamic period of ignorance. When Islam came, Muslims felt that marketing there might be a sin. So, the Divine Inspiration came: "There is no harm for you to seek the bounty of your Lord (in the seasons of Hajj)." (2.198) Ibn 'Abbas (radiallaahu `anhu) recited the Verse in this way.
In the tafsir of ayah 29 of Surah an-Nisaa (quoted above), Ibn Kathir says:
Allah, the Exalted and Most Honored, prohibits His believing servants from illegally acquiring each other's property using various dishonest methods such as Riba, gambling and other wicked methods that appear to be legal, but Allah knows that, in reality, those involved seek to deal in interest. Ibn Jarir recorded that Ibn `Abbas commented on a man who buys a garment, saying that if he likes it he will keep it, or he will return it along with an extra Dirham, "This is what Allah meant, when He said,

﴿وَلاَ تَأْكُلُواْ أَمْوَلَكُمْ بَيْنَكُم بِالْبَاطِلِ﴾

(Eat not up your property among yourselves unjustly.'') `Ali bin Abi Talhah reported that Ibn `Abbas said, "When Allah sent down,

﴿يَـأَيُّهَا الَّذِينَ ءَامَنُواْ لاَ تَأْكُلُواْ أَمْوَلَكُمْ بَيْنَكُمْ بِالْبَـطِلِ﴾

(O you who believe! Eat not up your property among yourselves unjustly) some Muslims said, `Allah has forbidden us from eating up each other's property unjustly, and food is our best property. Therefore, none among us is allowed to eat from anyone else's food.' After that Allah sent down,

﴿لَّيْسَ عَلَى الاٌّعْمَى حَرَجٌ﴾

(There is no restriction on the blind) (until the end of the Ayah). ﴿24:61﴾.''' Qatadah said similarly. Allah's statement,

﴿إِلاَّ أَن تَكُونَ تِجَـرَةً عَن تَرَاضٍ مِّنْكُمْ﴾

(except it be a trade amongst you, by mutual consent.) means, do not revert to illegal ways and means to acquire money. However, there is no harm in commercial transactions that transpire between the buyer and the seller with mutual consent, so that money is legally earned from these transactions. Mujahid said that,

﴿إِلاَّ أَن تَكُونَ تِجَـرَةً عَن تَرَاضٍ مِّنْكُمْ﴾

(except it be a trade amongst you, by mutual consent.) means, "By selling and buying, or giving someone a gift.'' Ibn Jarir recorded this statement.

Taken from:  http://ilookilisten.wordpress.com/2013/10/09/trade-mutual-consent-ahadith-1759-1761/

Fasting is an Expiation (Hadith No. 1614)

Bismillah.
Volume 3, Book 31, Number 119:
Narrated Abu Wail from Hudhaifa (radiallaahu `anhu):
Umar (radiallaahu `anhu) asked the people, "Who remembers the narration of the Prophet (sallallaahu `alayhi wasallam) about the affliction?" Hudhaifa (radiallaahu `anhu) said, "I heard the Prophet (sallallaahu `alayhi wasallam) saying, 'The affliction of a person in his property, family and neighbors is expiated by his prayers, fasting, and giving in charity." 'Umar (radiallaahu `anhu) said, "I do not ask about that, but I ask about those afflictions which will spread like the waves of the sea." Hudhaifa (radiallaahu `anhu) replied, "There is a closed gate in front of those afflictions." 'Umar (radiallaahu `anhu) asked, "Will that gate be opened or broken?" He replied, "It will be broken." 'Umar (radiallaahu `anhu) said, "Then the gate will not be closed again till the Day of Resurrection." We said to Masruq, "Would you ask Hudhaifa (radiallaahu `anhu) whether 'Umar (radiallaahu `anhu) knew what that gate symbolized?" He asked him and he replied "He ('Umar (radiallaahu `anhu)) knew it as one knows that there will be night before tomorrow morning.
Talking about the first part of the Hadith, we know that one's wealth and family is a trial as Allah says:
إِنَّمَا أَمْوَالُكُمْ وَأَوْلَادُكُمْ فِتْنَةٌ
"Your wealth and your children are only a trial.." [At-Taghabun: 15]
We're tested by our wealth in the ways we earn it and spend it, and family tests us for the amount of time we spend with them and the way we spend it. Also, we're tested in our priorities - whether we put Allah before our loved ones or not..
Being human, we always falter. There are shortcomings no matter how hard we try. To make up for those, we can pray extra nawafil (voluntary prayers), keep nafil fasts and give more in charity as suggested by the Hadith above. In doing so, we'll be offering expiation for our sins and faults committed when it came to wealth and family. InshaAllah.

Compensation, Rikaaz and Khumus (Hadith No. 1275)


Bismillah.
Volume 2, Book 24, Number 575:
Narrated Abu Huraira (radiallaahu `anhu):
Allah's Apostle (sallallaahu `alayhi wasallam) said, "There is no compensation for one killed or wounded by an animal or by falling in a well, or because of working in mines; but Khumus is compulsory on Rikaz."
As for the first part of the Hadith, scholars explain that if someone gets hurt (or their property gets damaged) because of another's animal or by falling in a well, or because of working in mines, there are two possible reasons:
  1. Either the owner of that animal/well/mine was responsible;
  2. Or he/she was not.
In case the owner was responsible (e.g. he was guiding the animal), he'll pay compensation for the loss from his own wealth. And if he was not responsible, no compensation is due on him. More on it here.
Rikaaz refers to what is buried in the earth of the wealth of the Jaahiliyyah. The people of the Jaahiliyyah are the ones who existed before the coming of the Prophet (peace and blessings of Allaah be upon him), no matter what religion they followed. Islam has enjoined that when it is extracted, the khums be paid on it, as zakaah according to some scholars and as fay’ according to others. The rest belongs to whoever extracted it, if it was extracted from land that he owns, or from ruins or common land such as the street and so on.
Go through these two links for more information on this issue: link 1, link 2.

Taken from: http://ilookilisten.wordpress.com/2012/12/31/compensation-rikaaz-and-khumus-hadith-no-1275/

Disqus Shortname

designcart